A qualified accountant five miles away in Egham — for people going self-employed for the first time, small shops, and landlords who never planned to be one.
PJFL Accountants works with sole traders, small shops, landlords and limited companies across Ashford and the rest of Spelthorne, from registering for self assessment through to year-end accounts, VAT and payroll.
We are based in Egham, around five miles away. The day-to-day runs on email, phone and video call with records sent across digitally, and you get one named accountant rather than whoever happens to answer.
The full range of accountancy work, from a single tax return to running the finance function of an established company.
Self assessment, corporation tax and planning that keeps the bill legitimately down.
Records kept straight through the year, so year end isn't a scramble.
RTI submissions, payslips, pensions auto-enrolment and starters and leavers.
Statutory accounts prepared and filed with Companies House and HMRC.
Cashflow, pricing and structure — the decisions that actually move the numbers.
Compatible software, quarterly updates and the final declaration handled.
Ashford produces a lot of newly self-employed people, and the first year is where the avoidable mistakes happen: registering late and collecting a penalty for it, keeping records in a way that makes the return harder than it needs to be, no idea what can and cannot be claimed, and nothing set aside when the first bill arrives with a payment on account stapled to it. We will set it up properly at the start, which costs less than fixing it afterwards.
A great many Ashford lettings began with someone moving in with a partner and keeping the old flat rather than selling it. The tax position is more involved than it looks: the finance-cost restriction on mortgage interest, what counts as a repair against an improvement, and private residence relief that covers the years you lived there but not the years since — which is the part people discover only when they come to sell.
The parades along Ashford's main roads are full of independent food and retail businesses, where the accounting problem is rarely the accounts themselves and almost always the records. Takings recorded properly, the split between standard-rated and zero-rated sales, stock and wastage, and a clear eye on the VAT registration threshold. Cash businesses also attract more attention from HMRC than most, so records that stand up matter more here than the extra effort suggests.
Taking on your first member of staff brings a set of obligations that arrive all at once: a PAYE scheme, RTI submissions from the first payment, payslips, holiday pay, auto-enrolment once they qualify, and the question of whether someone you are treating as self-employed genuinely is. We set the scheme up and run it, so the first hire is a business decision rather than an administrative one.
We act for clients throughout Ashford (TW15) and the rest of Spelthorne, from just down the road in Egham:
We are based in Egham, about five miles from Ashford, and act for clients across TW15 and the rest of Spelthorne.
Everything is handled remotely: photograph your receipts and send them over, ask what you need to by phone or email, and leave the deadlines with us. It suits a business being run around a job, a shop or a family rather than a diary.
We are in Egham, about five miles away, and we work with clients throughout Ashford and Spelthorne. Everything runs remotely — records sent digitally, questions answered by phone, email or video — so there is nothing you need to travel for.
Register for self assessment, keep records from the start rather than reconstructing them later, and set money aside as you go. We will handle the registration, tell you what is worth claiming for what you actually do, and give you a realistic figure for the first bill — including the payment on account that catches almost everybody out.
The rental income, less the expenses that genuinely qualify, on the property pages of your return — with mortgage interest restricted to a basic-rate credit rather than deducted in full. It is also worth knowing now how private residence relief will apply when you sell, because the answer depends on how long you lived there against how long you have let it.
Ashford, Staines-upon-Thames, Stanwell, Feltham, Sunbury-on-Thames, Shepperton, Laleham, Bedfont, Egham, Littleton and Hanworth, along with the rest of Spelthorne.
A PAYE scheme, RTI submissions from the first payday, payslips, holiday pay, and pension auto-enrolment once they qualify. There is also the status question of whether the role is genuinely employment or self-employment, which is worth settling at the start. We will set it all up and run the payroll from there.
A fixed price agreed in writing before we start, based on what you actually need. Switching from another accountant is routine — you tell them you are moving, we request your records and professional clearance, and we deal with the handover.
Have a free, no-obligation chat about what you need — we'll follow up with a clear fixed price.