A qualified accountant three miles away in Egham — for the locums, small manufacturers and contractors that a working town like Chertsey is actually made of.
PJFL Accountants works with sole traders, locums, contractors, landlords and limited companies across Chertsey and the rest of Runnymede, from a first self assessment return through to year-end accounts, VAT and payroll.
We are based in Egham, about three miles up the road. Everything runs on email, phone and video call with your records sent across digitally, and you deal with one named accountant throughout rather than a different person each year.
The full range of accountancy work, from a single tax return to running the finance function of an established company.
Self assessment, corporation tax and planning that keeps the bill legitimately down.
Records kept straight through the year, so year end isn't a scramble.
RTI submissions, payslips, pensions auto-enrolment and starters and leavers.
Statutory accounts prepared and filed with Companies House and HMRC.
Cashflow, pricing and structure — the decisions that actually move the numbers.
Compatible software, quarterly updates and the final declaration handled.
A hospital on the doorstep means a steady population of locums, agency staff and consultants with private work alongside an NHS salary. The tax is rarely as simple as the payslip suggests: agency engagements that may sit inside IR35, expenses that are allowable for a genuinely self-employed locum and not for an employee, and the pension annual allowance quietly generating a charge for people who never asked for one. We deal with all three rather than just filing what the P60 says.
Chertsey has real light industry behind it — the units off Fordwater Road and Chertsey's trading estates house engineers, fabricators, distributors and trade counters. That brings questions a service business never faces: capital allowances and full expensing on plant and machinery, stock valuation at the year end, VAT on a mix of goods and delivery, and cashflow that depends on getting paid before you have to pay suppliers.
The corporate offices in and around Chertsey feed a steady stream of people going independent. The first year decides most of it: sole trader or limited company, what to draw and how, which costs belong to the business, and an honest read on IR35 if you are contracting back into somewhere you used to be employed. We will show you both routes against your own expected figures before you commit to either.
Plenty of Chertsey businesses reach the point where the records that worked at twenty invoices a month do not work at two hundred. We move people onto software that suits the actual business rather than the most advertised one, get the VAT and Making Tax Digital submissions running from it, and add management accounts when there is a decision worth making that the annual accounts arrive too late to inform.
We act for clients throughout Chertsey (KT16) and the rest of Runnymede, from just down the road in Egham:
We are in Egham, roughly three miles from Chertsey, and we act for clients across KT16 and the rest of Runnymede. Local enough to know the estates, the employers and the way business is done here.
The work runs remotely: records sent across digitally, questions answered by phone, email or video, and the deadlines tracked by us rather than by you. Nothing about it asks you to travel or to post anything anywhere.
We are in Egham, around three miles away, and we work with clients throughout Chertsey and Runnymede. It is all handled remotely — records sent digitally, questions answered by phone, email or video — so there is nothing you need to travel for.
Yes, and it is a common one here. We separate what is genuinely self-employed from what is agency or employment, claim the expenses that actually apply to the self-employed part, and keep an eye on the pension annual allowance, which catches more NHS staff than most people expect and produces a charge nobody budgeted for.
Yes. Capital allowances and full expensing on plant and machinery, stock valued properly at the year end, VAT across goods and delivery, and accounts that tell you what your margin actually is rather than only what HMRC needs. That last part is usually the one that changes decisions.
Chertsey, Addlestone, Ottershaw, Lyne, Thorpe, Egham, Virginia Water, Shepperton, Weybridge, New Haw and Longcross, plus the rest of Runnymede. Clients further out work with us remotely on the same basis.
A fixed price agreed in writing before anything starts. A personal tax return sits at one end of the scale and a limited company with payroll and quarterly VAT at the other, and you will know which one applies to you before we begin rather than when the invoice arrives.
Yes. You let them know you are moving, we write for your records and the professional clearance letter, and the handover happens between us. There is no need to wait for a year end to do it.
Have a free, no-obligation chat about what you need — we'll follow up with a clear fixed price.